At present, cheating takes place through popular applications such as Facebook y WhatsApp They are becoming a serious problem, forcing us to be increasingly careful when using our devices It is crucial to detect new scams immediately to prevent potential victims, so today we want to warn about a recent harassment method that uses malware to request loans with high interest rates. SpyLoan .
SpyLoan It is presented as a loan application, but in reality it is one Malware, once the client applies for the loan, they illegally access their personal data. this Malware Uses their access to contacts and photos on the device to force the user to collect a loan with additional interest. In some cases, it even blocks user access to their own phone.
According to data from Kaspersky, Mexico It is the country most affected by such scams and harassment. Unfortunately, the access the user grants to the app is consensual, since the app asks for permission once it’s installed, and most people don’t read or pay enough attention to these details.
So far four applications using this method have been identified: page, I give loans, ReadyCash y Fácilcash.
To avoid falling into this trap, Salvador Guerrero Chipres, president of the Citizens’ Council, recommends requesting the legal formation of companies, cooperating with the authorities in cases and publicizing the collection procedures. Similarly, to avoid misuse of personal information, it is essential to implement the complaint box and maintain continuous communication with the Council.
It is imperative to be vigilant and share this information to protect yourself against these fraudulent practices that prey on mobile device users.
Through: Xataka
Editor’s note: Be very careful, don’t believe anything that sounds too good to be true and warn your elderly relatives and acquaintances.