How do I help protect my identity after losing my wallet?


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Nowadays everyone has a lot on their plate, so it’s understandably easy to put things in the wrong place now – and to have moments of panic when you think you’ve done something important wrong. Many people may feel a touch of anxiety for the feeling that they have lost their wallet.

If you’re lucky, you could quickly have it fall out of your pocket on the back of the counter or in the car. But if you do not find it and you have reason to believe that it is really lost or stolen, it is essential to take quick steps to protect yourself from identity theft to prevent further problems for yourself.

Here are a few things, including tips on how to help protect your identity after losing your wallet.

  1. Try to make quick notes on what was in your wallet. The last thing you want is to finish flagging your accounts and realize that you’ve been ignored.
  2. File a police report. If you are not calling immediately in the event of a robbery, car jacking or other emergency, you can call a non-emergency number for your local police department. But, you may ask, what are the reasons why they will probably not track thieves or your items? Reporting identity theft to the police If your card or identity has fraudulent activity in the future, it may help you to prove that you are not responsible for the charges.
  3. Report your debit card And checkbooks, if applicable, have been lost or stolen. This is an important first step that should be taken as soon as possible after noticing your item is missing, even when you are waiting for the police to come to pick up a report. This is because if cash is lost in your account using your debit card or checkbook, it has less protection than a credit card, so you need to lock it down before a thief can access it.
  4. Report loss or theft of your credit cards. Do not cancel cards or close accounts, which is a completely different process with different results.
  5. Consider freezing your credit. This prevents someone from accessing new credit in your name (including yours), so it’s a great stopgap to avoid identity theft as soon as your wallet is lost or stolen.
  6. When you’re ready to unfreeze your credit, consider setting up a fraud alert that prompts lenders to take additional steps to verify your identity for a new line of credit.
  7. Replace your ID. This is another good reason to file a police report, because when you get a replacement ID you may have to prove that you have filed for a lost or stolen wallet.
  8. If your social security number is compromised, You will need to report this theft and take advantage of credit freezing and identity theft protection services. You can get a replacement card, but you’ll never get a new number, so you need to be careful about that risk.

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